Calculator
What does an FDR really pay you?
The rate your bank quotes on an FDR (fixed deposit receipt) is not the whole story. Enter your own numbers to see how much buying power your money keeps once tax deducted at source and rising prices have taken their share.
You receive at maturity
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Worth in today's prices
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- Total interest
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- Tax deducted at source
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- Annual return after tax
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- Real return after inflation
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DepositInterestTax at sourceAt maturityLost to inflationIn today's prices
Dashed line = the amount deposited. Calculation: KhanFT; simple interest each term, renewed at the same rate. Inflation: BBS, September 2026. Tax deducted at source: 50% higher without proof of submission of tax return (Bangladesh Bank, 10 August 2026). Excise duty and bank charges are not included. An educational calculation, not investment advice.