BETAThis site is still being built; things may change.
Subject 2 · Everyday money

Personal finance

What a good financial planner walks a client through, in the same order, so readers can do it for themselves.

9 topics · 34 lessons

1Where you stand

  1. Working out your net worthComing soonBeginner
  2. Setting financial goalsComing soonBeginner
  3. Money at each life stage: student, first job, family, retirementComing soonBeginner

2Budget and cash flow

  1. Making a monthly budgetComing soonBeginner
  2. Saving on an irregular incomeComing soonBeginner
  3. Budget rules of thumb and their limitsComing soonBeginner

3Emergency fund

  1. Why you need one and how muchComing soonBeginner
  2. Where to keep itComing soonBeginner

4Debt and credit

  1. Useful debt vs harmful debtComing soonBeginner
  2. How credit card interest adds upComing soonIntermediate
  3. Personal, car and home loans comparedComing soonIntermediate
  4. EMI maths: what a loan really costsComing soonIntermediate
  5. Your credit record: the CIBComing soonIntermediate
  6. A plan to get out of debtComing soonBeginner

5Insurance

  1. How insurance worksComing soonBeginner
  2. Life insurance: term vs savings policiesComing soonIntermediate
  3. Health insuranceComing soonBeginner
  4. How to read a policyComing soonIntermediate
  5. Making a claimComing soonIntermediate

6Tax

  1. How income tax works in BangladeshComing soonBeginner
  2. TIN and filing a returnComing soonBeginner
  3. Proof of return submission (PSR) and why it mattersComing soonBeginner
  4. Tax deducted at source on savingsComing soonIntermediate
  5. Investment tax rebateComing soonIntermediate

7Retirement

  1. How much is enoughComing soonIntermediate
  2. Pension options: government pension, the Universal Pension Scheme, provident fund, gratuityComing soonIntermediate

8Family and inheritance

  1. Nominees on every accountComing soonBeginner
  2. Joint accountsComing soonBeginner
  3. Wills and inheritance basicsComing soonIntermediate
  4. Organising family documentsComing soonBeginner

9Big life costs

  1. Renting vs buying a homeComing soonIntermediate
  2. Buying a carComing soonIntermediate
  3. Saving for children's educationComing soonIntermediate
  4. Weddings and other big eventsComing soonBeginner