Subject 2 · Everyday money
Personal finance
What a good financial planner walks a client through, in the same order, so readers can do it for themselves.
9 topics · 34 lessons
1Where you stand
- Working out your net worthComing soonBeginner
- Setting financial goalsComing soonBeginner
- Money at each life stage: student, first job, family, retirementComing soonBeginner
2Budget and cash flow
- Making a monthly budgetComing soonBeginner
- Saving on an irregular incomeComing soonBeginner
- Budget rules of thumb and their limitsComing soonBeginner
3Emergency fund
- Why you need one and how muchComing soonBeginner
- Where to keep itComing soonBeginner
4Debt and credit
- Useful debt vs harmful debtComing soonBeginner
- How credit card interest adds upComing soonIntermediate
- Personal, car and home loans comparedComing soonIntermediate
- EMI maths: what a loan really costsComing soonIntermediate
- Your credit record: the CIBComing soonIntermediate
- A plan to get out of debtComing soonBeginner
5Insurance
- How insurance worksComing soonBeginner
- Life insurance: term vs savings policiesComing soonIntermediate
- Health insuranceComing soonBeginner
- How to read a policyComing soonIntermediate
- Making a claimComing soonIntermediate
6Tax
- How income tax works in BangladeshComing soonBeginner
- TIN and filing a returnComing soonBeginner
- Proof of return submission (PSR) and why it mattersComing soonBeginner
- Tax deducted at source on savingsComing soonIntermediate
- Investment tax rebateComing soonIntermediate
7Retirement
- How much is enoughComing soonIntermediate
- Pension options: government pension, the Universal Pension Scheme, provident fund, gratuityComing soonIntermediate
8Family and inheritance
- Nominees on every accountComing soonBeginner
- Joint accountsComing soonBeginner
- Wills and inheritance basicsComing soonIntermediate
- Organising family documentsComing soonBeginner
9Big life costs
- Renting vs buying a homeComing soonIntermediate
- Buying a carComing soonIntermediate
- Saving for children's educationComing soonIntermediate
- Weddings and other big eventsComing soonBeginner